Sign in

Statista estimates that the total home improvement expenditure in 2019 in the United States amounted to 407 billion dollars. Whether you’re embarking on a small or major home renovation, it is vital to ensure that your investment is being properly managed and protected. As the Founder and CEO of CFSI Loan Management — a construction risk mitigation firm, Brian Mingham has seen numerous home renovations go awry due to missed deadlines, improper cost estimates, and poor management. …


In 2020, the way business is conducted has undergone a major transformation. The pandemic has highlighted a multitude of business flaws, weaknesses, and threats. Every business industry is facing their own set of unique challenges, and the way business leaders respond can set a precedent for innovation and growth moving forward.

As the Founder and CEO of CFSI Loan Management, Brian Mingham has faced his own challenges since the start of the pandemic and has responded with resilience and an open-minded approach to problem solving. …


As the moratorium on evictions comes to an end on January 31st, 2021, there is increasing anxiety among millions of Americans as the security of their financial future has been brought into question. The pandemic has highlighted the need to save for a ‘rainy day’, and while we are still recovering from its effects, it’s never too late to start saving. As the Founder of CFSI Loan Management, a leading nationwide construction risk management firm, Brian Mingham knows how important it is to stick to a budget.


Brian Mingham Explains How the COVID-19 Pandemic is Affecting the Price of Household Improvements and Overhauls

In the early days of the COVID-19 pandemic, as stock markets tumbled, companies panicked, and the global economy teetered on the brink of collapse, it could be argued that initiating a home renovation might be an incredibly smart move. After all, Brian Mingham says history teaches that every crisis is also an opportunity. However, then came the lock downs. All businesses but those deemed to be the most essential had to cease operations. …


How the Coronavirus Pandemic Has Spurred a Boom in Household Improvements and Additions

One of the more unanticipated developments to come out of the global COVID-19 outbreak is a rapid increase in the number of American households undertaking home renovations. According to CNBC, spending on kitchen and bath remodeling projects jumped 40% in June of 2020 as compared with the same point in 2019, while home extensions and additions jumped 56% over the same time period. Orders for outdoor improvements, such as fencing, swimming pools, hot tubs, and saunas have also skyrocketed. But why is this? How has the seemingly…


If you are currently building a home or are involved in a real estate construction project, you may need to finance your operations through a construction loan. Builders and home buyers often take out construction loans to cover the costs of a project before obtaining long-term funding — which is considered relatively risky. As a result, Brian Mingham founded CFSI Loan Management, a leading national construction risk mitigation firm. As a high-energy, results-oriented executive with proven experience in all aspects of start-ups and growth, Brian Mingham from Greenwood Village, Colorado wants to share his best tips of ‘dos and don’ts’…


For some people, finding an ideal home for sale in a great location is not just difficult, but it is virtually impossible — especially in highly-coveted neighborhoods where new listings are few and far between. And to make things even more distressing, these eager buyers do not have sufficient savings to cover the significant costs of building or renovating their dream dwelling. Fortunately, that is where home construction loans enter the picture and make the impossible, possible.

“Home construction loans are shorter-term, higher-interest loans that are used to cover the costs of building a new home, such as permits, contractors…


It will be several years before the full impact of the coronavirus pandemic can be fully categorized and calculated. However, after just a handful of months since lock downs across the U.S. began, we are already seeing significant and likely permanent change in one key area: home renovations.

“Millions of people are working from home right now — and they may exclusively or primarily stay there for the foreseeable future — and they’re discovering that while not having to commute through traffic each day is beneficial, attempting to communicate effectively with clients presents significant challenges.” commented Brian Mingham, the Founder…


The COVID-19 pandemic and resulting lock downs have fundamentally changed the way people view their homes, especially as it pertains to their ability to work from home and generally be in their home for extended periods of time.

That in turn, has many people pursuing home remodeling projects that significantly upgrade their homes according to Brian Mingham, the Founder & CEO of CFSI Loan Management.


Risk mitigation is most commonly associated with the construction of financial portfolios, but also plays a key role in business. In the latter context, it’s used to assess potential risks to project schedules, performance and cost, and to develop strategies to limit or counteract those risks.

Risk is inseparable from not just business and investing, but nearly all aspects of life says Brian Mingham, the Founder & CEO of construction risk mitigation company CFSI Loan Management. He notes that risk mitigation can lessen risk but never eliminate it completely.

Understanding Risk

Risk should not be judged as inherently negative in terms of…

Brian Mingham

Brian Mingham is Founder & CEO of CFSI Loan Management (CFSI) | Los Angeles, CA | www.brianmingham.com

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store